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Recent developments in the Brexit saga and an inevitable snap general election led the Government to put the Sajid Javid’s Autumn Budget on hold last week to focus on getting Brexit done.

I joined the industry at the start of 2005, when A-day was approaching and a whole new world of simplified pensions was on the horizon.
I’ve spent the last few weeks travelling the length of the country talking about the Retirement Outcomes Review (ROR) and what it means for advisers and their clients.

As everyone makes their way back to work following a glorious, if politically fuelled summer, it feels that the push has started towards the end of the year.

On 1 November we will see the first big changes come into force as a direct result of the Retirement Outcomes Review (ROR) – the FCA’s big piece of work on the post-pension freedoms world. Although the ROR focuses primarily on non-advised clients there are knock-on effects that will be felt by all clients, and their advisers too.

It was good to see the Guidance Consultation from the FCA on the fair treatment of vulnerable clients that has recently been published.

The retirement outcomes review continues to cause fun and games in the world of pensions. Particularly for those with more complex pension products.

An independent pension commission is something for which we at AJ Bell have long campaigned.

There has been unprecedented change in the pensions industry in recent years and SIPPs have been no exception. 

You may be forgiven for thinking regulations in respect of workplace pensions has little to do with SIPPs, yet recent proposals from the FCA could catch many thousands of SIPPs in the workplace net.
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