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  • James Jones-Tinsley: Aiming for an advice-guidance sweetspot

    As Nikhil Rathi is reappointed as CEO of the Financial Conduct Authority (FCA) for another five years, the FCA has set out its strategic direction for 2025/26, with important implications for financial advisers.

  • Martin Tilley: FCA must grapple growth v regulation question

    In late December, Prime Minister Sir Keir Starmer tasked 10 regulators with removing ‘barriers to growth’ in order to attach the jump leads to the UK economy. On 16 January, the FCA wrote a letter to the Government to outline their plans to support the growth agenda.

  • Lisa Webster: Over-taxation of pensions remains an issue

    HMRC’s January pension schemes newsletter announced changes to tax codes for pensions, and a few headlines followed proclaiming HMRC had finally fixed the over-taxation issue. It would be fantastic if that was the case, but despite nearly 10 years of getting it wrong, the problem isn’t resolved yet.

  • Lisa Webster: Divorce impact on lump sums raises question

    The lifetime allowance may have been consigned to the annals of history but the various forms of protection are still relevant in the new world, especially when it comes to the amount of pension commencement lump sum (PCLS) that can be taken.

  • Martin Tilley: How education can tackle pension scams

    The dark reality of pension scams is that we don’t really know how common they are. Fraud is a crime which tends to have low reporting events and with pension scams, it’s no different. The emotional toll can be as large as the financial, with some people being too embarrassed to report that they have been the victim of a scam.

Latest News
Talbot & Muir has added a fifth Discretionary Fund Manager option to its new Simple Retirement Account (SRA).

Personal Touch Financial Services has announced the Sipp and other providers it has selected for its new restricted advice wealth management service for consumers.

One in five couples over the age of 40 have not discussed retirement plans in the last five years and many prefer to keep finances separate, according to a new study.

Barnett Waddingham has launched a website to support its new packaged auto-enrolment solution "A>E".

James Hay Partnership has reported opening a record 4,220 new SIPPs this year in its latest interim statement covering January to October.

Taylor Patterson, a Preston-based Financial Planning group and Sipp and SSAS provider, has revamped its brand image this week with a relaunched website.

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