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One of the Chancellor’s ‘rabbits from his hat’ in this year’s Budget was the Lifetime ISA.

I try to avoid speculating on the outcomes of the Budget. However as this year’s fast approaches one can’t help but take a great deal of interest on the various views being expressed on what will be the aftermath of the Green Paper – Strengthening the incentive to save: a consultation on pension tax relief. So I think this time I will take a punt.

In the lead up to the Spring budget there was a fair amount of speculation about what major (negative) changes were going to be made to pensions.

Looking at the UK’s first State Pension Age review...

I was writing an article the other day in which I made the point that, with the changing demographics in the UK, one of the Government’s main tools for controlling costs and behaviour is the State Pension Age (SPA).

A pretty solid pension’s day was had earlier this month, with an eloquent debate in the House of Commons about equalisation of state pension ages.

While a lot of people are breathing a sigh of relief at the lack of pension reform in the Budget I think we do know a little more of where we stand and that is resoundingly in the middle.

  1. Mike Morrison: A change of heart for A-Day
  2. Neil MacGillivray: Why can't taxman be more like my puppy?
  3. Claire Trott: A case of the Budget Blues
  4. Neil MacGillivray: I hope tax relief decisions not already taken

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