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More than 2m workers have begun saving into a workplace pensions scheme as a result of automatic enrolment but 3m are missing out on auto enrolment for a variety of reasons.
A Sipps specialist has warned that failing to make clients aware of options to protect their pensions against significant tax charges could haunt them in future.
The GAD rate for January 2014 has been announced as 3.25% - up from 3% - a move which will help people using income drawdown, says LV=.
Advisers will be forced to re-evaluate their choice of administrator following Capita's exit from Sipp and SSAS administration, Talbot & Muir says.
I started working with Sipps at the very beginning of their existence in 1989 when the then Chancellor introduced a measure to allow people to take more control over the management of their pension scheme, writes AJ Bell's Mike Morrison in his first blog for Sipps Professional.
The State Pension Pension age will reach 70 by 2063 but will rise more slowly than the Government's Autumn Statement last week suggested, according to analysis by Towers Watson.
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